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Justin Kirsch

Smarter Access, Safer Audits: Using Just-in-Time Admin for Mortgage Compliance

5 min read

Smarter Access, Safer Audits: Using Just-in-Time Admin for Mortgage Compliance

56% of Organizations Cite Over-Privileged Access as Their Top Security Risk The 2026 Zero Trust Report surveyed 851 IT and cybersecurity professionals. The top finding: 56% identified employee over-privilege as the leading cause of unauthorized...

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Data-Driven Learning Dashboards for Mortgage Education and Compliance Using Power BI

5 min read

Data-Driven Learning Dashboards for Mortgage Education and Compliance Using Power BI

A Power BI Dashboard Cut Compliance Staff Time by 80-90%. Most Mortgage Companies Still Track Training in Spreadsheets. A 2025 DMAIC study...

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Always Audit-Ready: Using Encompass & Calyx to Keep Compliance Locked Down

6 min read

Always Audit-Ready: Using Encompass & Calyx to Keep Compliance Locked Down

Encompass now integrates with over 200 third-party services. Calyx Point added cloud deployment and borrower portal capabilities through Calyx Zip....

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Managing Encompass Mortgage Pricing with Real-Time Market Integrations

6 min read

Managing Encompass Mortgage Pricing with Real-Time Market Integrations

Lender Price launched the first cloud-native, AI-driven pricing engine in early 2026, using natural language processing to let secondary market teams...

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Why Mortgage Tech Should Start with Infrastructure, Not Software

5 min read

Why Mortgage Tech Should Start with Infrastructure, Not Software

Technology Now Accounts for 10-18% of Operating Expenses at Large Lenders. Most of That Spending Is Wasted on Software Without Infrastructure. MBA...

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Secrets of the Best Online Lenders: What They're Doing with Managed IT Services That You’re Not

5 min read

Secrets of the Best Online Lenders: What They're Doing with Managed IT Services That You're Not

90% of Homebuyers Want a Digital Mortgage Process. The Lenders Winning That Business Run Managed IT. Fannie Mae found that 90% of homebuyers in 2024...

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Mortgage Compliance Made Simple: M365 Self-Audit Guide

5 min read

Mortgage Compliance Made Simple: M365 Self-Audit Guide

Microsoft Purview Now Retains Audit Logs for 180 Days by Default Microsoft expanded the default audit log retention period from 90 days to 180 days...

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Automated Compliance in Mortgages: All You Need to Know About Power Automate

4 min read

Automated Compliance in Mortgages: All You Need to Know About Power Automate

In Q1 2025, CFPB enforcement actions against mortgage lenders generated over $5 million in penalties for compliance failures tied to manual reporting...

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Exploring API Integrations for Encompass: What's Possible in 2025

5 min read

Exploring API Integrations for Encompass: What's Possible in 2025

ICE Mortgage Technology released three major Encompass Developer Connect updates in 2025 alone. The November 25.3 Service Pack shipped webhook...

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What’s Next for Mortgage Interfaces? Here’s Where We’re Headed by 2030

5 min read

What’s Next for Mortgage Interfaces? Here’s Where We’re Headed by 2030

Consolidated Analytics called it in late 2025: the mortgage industry is shifting from moving faster to working smarter. AI is no longer a pilot...

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