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Justin Kirsch

12 min read

TRID Compliance IT Checklist for Mortgage Lenders

TRID turned ten years old in October 2025. A decade should be enough time for mortgage lenders to have their disclosure systems locked down. It isn't. An April 2025 analysis from Compliance Alliance found that the same eight TRID errors identified...

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8 min read

Encompass Cloud Hosting Configuration Guide: Setup, Security, and Performance

In this guide: Encompass Hosting Models Explained Infrastructure Requirements Security Configuration for Compliance Performance Optimization...

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Custom Interfaces That Power Modern Small Business Lending

6 min read

Custom Interfaces That Power Modern Small Business Lending

The SBA's SOP 50 10 8, effective June 2025, dropped the collateral-free threshold from $500,000 to $50,000. Credit score minimums jumped from 155 to...

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The Future of Mortgage Operations: Cloud Migration Without the Headaches

8 min read

The Future of Mortgage Operations: Cloud Migration Without the Headaches

Fannie Mae's UAD 3.6 went into broad production on January 26, 2026. The mandatory deadline is November 2, 2026. Every appraisal report on loans sold...

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Inside AUS: How Automated Underwriting Systems Transform Lending

7 min read

Inside AUS: How Automated Underwriting Systems Transform Lending

On February 25, 2026, Dark Matter Technologies became the first LOS provider to support AI agents inside its Empower platform using Model Context...

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Lending Software That Understands the Evolution of Loan Stacking Rules

6 min read

Lending Software That Understands the Evolution of Loan Stacking Rules

Mortgage fraud risk rose 8.2% year-over-year in Q3 2025, with 1 in 118 applications showing fraud indicators according to Cotality's quarterly...

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Stop Falling for CRM Hype: What Smart Brokers Do Differently

7 min read

Stop Falling for CRM Hype: What Smart Mortgage Brokers Do Differently

The CRM market grew 11% last year, according to the Mortgage Bankers Association. More than half of all mortgage lenders are upgrading their core...

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The Blueprint for a Fully Connected Microsoft Mortgage Workflow

8 min read

The Blueprint for a Fully Connected Microsoft Mortgage Workflow

Microsoft's Power Platform hit 56 million monthly active users in early 2026, up 27% year over year. The Dynamics 365 ERP MCP Server entered public...

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Microsoft Teams Bots: Your Secret Weapon for Mortgage Automation

7 min read

Microsoft Teams Bots: Your Secret Weapon for Mortgage Automation

Microsoft completed the global rollout of AI Workflows for Teams in February 2026. Copilot now runs scheduled prompts inside Teams channels,...

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Taming Your Leads: A Mortgage Pro's Guide to Dynamics 365

7 min read

Taming Your Leads: A Mortgage Pro's Guide to Dynamics 365

Microsoft's Opportunity Research Agent goes generally available in March 2026. It monitors active deals for risk signals: stalled stages, borrower...

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